How we work · June 2026
The diligence file we run before you ever see a home.
Sidhharrth Rana · 6 min read
Title, encumbrance, approvals, litigation. The unglamorous work that decides whether a deal is a home or a headache.
The most important part of any transaction is the part nobody photographs. Before a serious viewing, a file exists, and if it is not clean, there is no viewing.
What is in the file
The title chain traced back far enough to be sure. The encumbrance certificate. The sanctioned plan and, for built property, the occupation certificate. Land use and, for plots, conversion status. Litigation history. Dues. And for apartments, the society NOC and outstanding charges.
A clean file is not a formality. It is the difference between a home and a lawsuit.
Why before, not after
Most brokers show first and check later. We invert it. By the time a client falls for a home, the reasons they might not safely buy it are known, and resolved or disqualifying. Slower, and why our deals close and stay closed.
I have walked away from beautiful homes because the paper would not stand up. It never feels good in the moment. It always feels right two years later.
Diligence is the least glamorous thing I do and the most valuable.
Every view here is the firm's own, informed by the deals we actually do. If it is useful, let us apply it to your situation.
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